Transparent Pricing

One price.
Everything you need.

Start free, grow at your own pace. Every plan is designed to match exactly where your business is, from your first sale to running a multi-branch enterprise.

View prices in:

Prices are converted for reference only. Final payment is processed as ₦ (NGN) via Paystack.

🟢 Starter

Starter Plan

Perfect for solo sellers, freelancers & anyone just starting out.

GH₵127/yr

11 GHS / month, billed annually

Up to 50 documents / month
Up to 50 customers & 100 products
Receipts, Invoices & Estimates
Customer Portal (payments link)
Basic Analytics Dashboard
Staff & Branch Management
Inventory Tracking & Alerts
Supply Chain & Procurement
Accounting Suite
Automation & Recurring Documents
Get Started: Starter

No credit card required

🏢 Business

Business Plan

Enterprise-grade tools for large, multi-branch organisations.

GH₵381/yr

32 GHS / month, billed annually

Unlimited documents / month
Unlimited customers & products
Receipts, Invoices & Estimates
Customer Portal (payments link)
Business Reports & EOD Analytics
Staff & Branch Management
Inventory & Stock Reconciliation
Supply Chain & Procurement
Full Accounting Suite (GL, Ledgers)
Automation & Recurring Documents
Get Started: Business

Includes onboarding support

Full Breakdown

Compare every feature

Exactly what you get at each tier: no marketing fluff, just facts.

Feature Starter Growth ⭐ Business
📄 Documents & Sales
Receipts & Invoices
Credit Notes & Estimates
Document Limit / month 50 Unlimited Unlimited
Customer Portal Link
Quick Sales (POS mode)
QR Code Verification
Custom Branding (remove watermark)
👥 Customers & CRM
Customer Records 50 Unlimited Unlimited
Customer Ledger / Statement
Debt Tracker (credit sales)
SMS Debt Reminders
📦 Products & Inventory
Product Catalogue 20 Unlimited Unlimited
Stock Tracking & Alerts
Inventory Logs
Stock Reconciliation / Blind Count
Procurement & Purchase Orders
Vendor & Supplier Management
💰 Finance & Accounting
Finance Tracker (income/expenses)
Budget Management
Accounting Suite (Double-entry GL)
Real-time P&L Statement
Asset Register
Tax Vault (VAT / WHT)
Document Vault
📊 Reports & Intelligence
Dashboard Analytics
EOD (End-of-Day) Reports
Sales & Expenditure Reports
Staff Activity Audit Logs
AI Forecast & Churn Intelligence
🏢 Teams & Branches
Staff Accounts Up to 5 Unlimited
Branch / Location Management
Role-based Permissions
📣 Communications
Email Notifications
WhatsApp Receipts
SMS Reminders
Bulk SMS Campaigns
⚙️ Automation & Integration
Recurring Invoice / Receipt
Webhooks
API Access
🎧 Support
Support Tickets
Priority Response
Onboarding Assistance
FAQ

Got questions?

Everything you need to know about Kredo pricing and billing.

Yes. You can upgrade at any time from your Settings → Billing page. Your new plan activates immediately after payment. Downgrades take effect at the next renewal.

You will be notified and redirected to upgrade. Your existing data is always safe: we never delete anything when a limit is reached.

No. The Starter plan is completely free — no card required. You only pay when you're ready to unlock more features.

All plans are billed annually. Payments are processed securely via Paystack in Nigerian Naira (NGN). You can also pay by bank transfer with manual proof upload.

Yes, on the Growth plan you can invite up to 5 staff members with custom role-based permissions. The Business plan allows unlimited staff.

Absolutely. Every business is fully isolated (multi-tenant). Data is encrypted in transit, sessions time out after 30 minutes of inactivity, and staff audit logs record every critical action.

Still not sure?

Our team will help you pick the right plan and get your business set up in under 10 minutes.