Transparent Pricing

One price.
Everything you need.

Start free, grow at your own pace. Choose monthly or annual billing — every plan is designed to match exactly where your business is, from your first sale to running a multi-branch enterprise.

Currency:
🟢 Starter

Starter Plan

Perfect for solo sellers, freelancers & anyone just starting out.

₦15,000/yr

1,250 NGN / month, billed annually

Up to 50 documents / month
Up to 50 customers & 20 products
Receipts, Invoices & Estimates
Customer Portal (payment links)
Basic Analytics Dashboard
Staff Management (1 user)
Multi-Branch Locations
HRM & Payroll Engine
Fixed Asset Register
Supply Chain & Procurement
Projects & Job Costing
Full Accounting Suite
Get Started: Starter

No credit card required

Most Popular
⭐ Growth

Growth Plan

For growing businesses that need full operational control & teams.

₦30,000/yr

2,500 NGN / month, billed annually

Unlimited documents / month
Unlimited customers & products
Receipts, Invoices & Estimates
Customer Portal (payment links)
Advanced Neural Analytics & Forecasting
Staff Access & Roles (Up to 5 staff)
Multi-Branch & Location Transfers
HRM, Roster Shifts & Payroll
Fixed Asset Register (EAM)
Supply Chain & Procurement Hub
Projects & Job Costing
Developer API & Webhooks ⚡
Get Started: Growth

Includes 7-day money-back guarantee

🏢 Business

Business Plan

Enterprise-grade tools for large, multi-branch organisations.

₦45,000/yr

3,750 NGN / month, billed annually

Unlimited documents / month
Unlimited customers & products
Receipts, Invoices & Estimates
Customer Portal (payment links)
Full Neural AI Intelligence & Pulse
Unlimited Staff & Role Permissions
Unlimited Branches & Warehouses
HRM, Rosters, Shifts & Bank Batch Exports
Fixed Asset Register & Depreciation
Supply Chain, POs & Vendors
Projects, MRP Recipes & Assembly
Full Accounting Suite (GL, Ledgers, P&L)
Get Started: Business

Includes dedicated onboarding

Full Breakdown

Compare every feature

Exactly what you get at each tier: no marketing fluff, just facts.

Feature Starter Growth ⭐ Business
📄 Documents & Sales
Receipts & Invoices
Credit Notes & Estimates
Document Limit / month 50 Unlimited Unlimited
Customer Portal Link
Quick Sales (POS mode)
QR Code Verification
Custom Branding (remove watermark)
👥 Customers & CRM
Customer Records 50 Unlimited Unlimited
Customer Ledger / Statement
Debt Tracker (credit sales)
SMS Debt Reminders
📦 Products & Inventory
Product Catalogue 20 Unlimited Unlimited
Stock Tracking & Alerts
Inventory Logs
Stock Reconciliation / Blind Count
Procurement & Purchase Orders
🏗️ Operations, Projects & Manufacturing
Projects & Job Costing
Manufacturing & BOM Recipes
Work Order Issuance & Stock Assembly
Team Communications & Attachment Memos
💰 Finance & Accounting
Finance Tracker (income/expenses)
Budget Management
Accounting Suite (Double-entry GL)
Real-time P&L Statement
Asset Register & Depreciation
Tax Vault (VAT / WHT)
Document Vault
📊 Reports & Intelligence
Dashboard Analytics
EOD (End-of-Day) Reports
Sales & Expenditure Reports
Staff Activity Audit Logs
AI Forecast & Churn Intelligence
🏢 Teams & Branches
Staff Accounts Up to 5 Unlimited
Branch / Location Management
Role-based Permissions
Public Online Storefront 🛍️
📣 Communications
Email Notifications
WhatsApp Receipts
SMS Reminders
Bulk SMS Campaigns
⚙️ Developer API & Automation
Developer REST API Access ⚡
Real-time Webhook Events 🔔
Recurring Invoice / Receipt
🎧 Support
Support Tickets
Priority Response
Onboarding Assistance
FAQ

Got questions?

Everything you need to know about Kredo pricing and billing.

Yes. You can choose monthly or annual billing at checkout. Annual plans save you ~17% compared to paying monthly. You can upgrade or downgrade at any time from Settings → Billing. Upgrades take effect immediately; downgrades apply at the next renewal.

Yes! The Growth and Business plans include a comprehensive HRM suite featuring employee 360° profiles, compressed document vaults (passports, contracts, IDs, CVs), automated payroll processing, printable payslips, attendance tracking, and leave management.

You will be notified and redirected to upgrade. Your existing data is always safe: we never delete anything when a limit is reached. You can upgrade to a monthly plan to unlock more capacity immediately, or switch to annual for better value.

No. The Starter plan is completely free — no card required. You only pay when you're ready to unlock more features. Monthly plans start from ₦1,500/month.

Plans are available on monthly or annual billing cycles. Annual plans offer a ~17% discount. Payments are processed securely via Paystack in Nigerian Naira (NGN). Bank transfer is also accepted with manual proof upload. International users see reference prices in their local currency, but the final charge is always NGN.

Yes, on the Growth plan you can invite up to 5 staff members with custom role-based permissions. The Business plan allows unlimited staff.

Yes. Growth and Business plans include a 7-day money-back guarantee from your first payment. If you are not satisfied, contact us within 7 days for a full refund.

Absolutely. Every business account is fully isolated (multi-tenant architecture). Data is encrypted in transit using TLS/HTTPS. Sessions time out after 30 minutes of inactivity, and all critical staff actions are recorded in an Audit Log.

Still not sure?

Our team will help you pick the right plan and get your business set up in under 10 minutes.

Talk to a Specialist Start Free