Easy Accounting
Record your profit, loss, and expenses while you sleep. Kredo's intelligent bookkeeping is tailor-made for African SMEs.
Instant 2-minute setup • Free forever
Kredo gives you a real-time view of every sale, every debt, and every naira; so you close the day knowing exactly where your business stands.
Acme Retail Enterprise
● Live & Synced
Revenue Processed
Active Businesses
Invoices Sent
Expert Support
Every tool you need to sell, track, invoice, and grow all working together in one place.
Record sales on any device. Create and send professional invoices directly to customers via WhatsApp or PDF.
Manage your suppliers and orders easily. Create purchase orders and track when new stock arrives.
Record your profit, loss, and expenses while you sleep. Kredo's intelligent bookkeeping is tailor-made for African SMEs.
Keep track of every item you own. Get alerts when stock is low so you never run out of what customers want.
Stop worrying about taxes. Kredo automatically calculates VAT and other taxes for you on every sale.
Grow to many locations easily. Manage your staff and stock across all your shops in one place.
Whether your customer pays by card, bank transfer, or cash Kredo captures it all, reconciles automatically, and shows you one clean total at the end of the day.
All payment channels auto-reconcile. No manual entry. No missing naira.
Kredo reads your sales patterns and shows you exactly where your business is going so every decision you make is backed by real data, not guesswork.
Identify growth patterns early.
Automated profit forecasting.
Put debt recovery on autopilot. Kredo sends smart reminders on WhatsApp and Email before and after invoices are due so you get paid without the awkward follow-ups.
Automated reminders based on invoice maturity.
Direct engagement where your customers are.
Run multiple stores or warehouses from one unified dashboard. Synchronize stock across all locations in real time, move products with 1-click inter-branch transfers, and never lose a walk-in sale.
Move stock between stores in one tap with digital transit waybills and receiving sign-offs.
When an item runs out at Lekki, your cashier sees instant availability at Ikeja or Abuja.
Cashiers only see and sell products for their assigned store while you view total network numbers.
Set branch-specific thresholds so you get notified before best-selling items go out of stock.
Record expenses, set team budgets, approve spending with one tap, and trace every kobo so your cash flow stays healthy.
Record what your business spends money on in seconds.
Give your teams a budget and track their spending automatically.
Approve or reject spending requests from your phone with one tap.
Trace every kobo and keep your cash flow healthy and safe.
Join thousands of forward-thinking African businesses already running smarter with Kredo. Set up in 2 minutes. No credit card required.
Real businesses. Real results. See what Kredo is doing for entrepreneurs across Africa.
"I finally have peace of mind running my business. Kredo helps me keep track of everything in one place."
Lagos, Nigeria
"My clients are truly impressed with the professional invoices they received via WhatsApp."
Port Harcourt
"The insights module helped me see exactly where my business was leaking funds."
Kano, Nigeria