✦ #1 Business Operating System

Sell More. Spend Less Time. Manage Your Entire Business From One Place.

Run your entire business from one simple place. Kredo helps you manage Sales, Customers, Track Inventory, Branches, Invoices and handle Business Operations, all in one secure system.

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₦1.2B+

Revenue Processed

5,000+

Active Businesses

10K+

Invoices Sent

24/7

Expert Support

The Power Suite.

Everything you need to run and grow your business in one simple place.

Sales & Invoices

Record sales on any device. Create and send professional invoices directly to customers via WhatsApp or PDF.

Buying & Vendors

Manage your suppliers and orders easily. Create purchase orders and track when new stock arrives.

Easy Accounting

Record your profit, loss, and expenses while you sleep. Kredo's intelligent bookkeeping is tailor-made for African SMEs.

Stock & Audits

Keep track of every item you own. Get alerts when stock is low so you never run out of what customers want.

Taxes & Reports

Stop worrying about taxes. Kredo automatically calculates VAT and other taxes for you on every sale.

Multi-Branch Support

Grow to many locations easily. Manage your staff and stock across all your shops in one place.

Integrations

Money In & Out.

Manage all your payment methods directly inside Kredo. One system to handle every way your customers pay.

Moniepoint

POS Integrated

Paystack

Online Payments

Firstbank

Bank Transfer

Cash Collected

Physical Vault

Daily Cash Collection

Live Sync

Moniepoint POS

₦420,500.00

Paystack Settlements

₦125,200.00

Firstbank Transfers

₦64,800.00

TOTAL TODAY

₦610,500.00

Business Planning

Plan your next
Move.

Kredo looks at your sales to show you exactly where your business is going. Make better decisions with data you can trust.

Trend Detection

Identify growth patterns early.

P&L Intelligence

Automated profit forecasting.

Live Forecast Projection

₦45.8M +18.4%

OPTIMAL GROWTH

Market Trend

Steady

Accuracy

98.4%

Confidence

High

LIVE

99.9%

Uptime

Awaiting Payment

Overdue 2d

₦840,000.00

Invoice #INV-2024-082

Sending reminder...

Payment received via Kredo!

Smart Follow-up scheduled

DEBT RECOVERY

Never chase clients
for payments again.

Late approvals hurt your cash flow. Put debt recovery on autopilot with Kredo's smart Workflow Automation. Set rules to ping clients on WhatsApp and Email right before (and after) invoices are due.

Scheduled Follow-ups

Automated reminders based on invoice maturity.

WhatsApp Sync

Direct engagement where your customers are.

STAY STOCKED

Manage multi-branch
inventory with precision.

Add products, track stock levels across infinite physical locations, and set low-stock alerts. Know exactly what is moving and what is dead stock, optimizing your supply chain perfectly.

Low Stock Alerts

Never run out of your best-selling items.

Profit Insights

See which items drive revenue growth.

LEKKI STORE BR.

Healthy Stock

IKEJA MAIN BR.

Low Stock

942

SKUs Active

EXPENSE TRACKER

See where all your
money goes.

Add Expenses

Record what your business spends money on in seconds.

Smart Budgets

Give your teams a budget and track their spending automatically.

Approve Fast

Approve or reject spending requests from your phone with one tap.

Full Control

Trace every kobo and keep your cash flow healthy and safe.

The future of African
business is digital.

Join thousands of forward-thinking businesses scaling with Kredo. Your transformation journey starts now.

Get Started for Free Contact Sales

Success Stories

Loved by thousands.

"I finally have peace of mind running my business. Kredo helps me keep track of everything in one place."

Chidi O.

Lagos, Nigeria

"My clients are truly impressed with the professional invoices they received via WhatsApp."

Amaka J.

Port Harcourt

"The insights module helped me see exactly where my business was leaking funds."

Zainab A.

Kano, Nigeria